Cards & limits

01

Virtual cards, issued in seconds

Create a card for one vendor, one project, or one purchase — with its own limit, category, and expiry.

Physical cards with live limits

Issue physical cards to employees whose limits can be adjusted or frozen instantly from the dashboard.

Budgets by department and category

Set monthly or quarterly limits per team, project, or spend category, and roll them up company-wide.

Merchant & category rules

Restrict a card to specific merchant categories — office supplies, software, travel — automatically.

Per-diem & travel limits

Set daily allowances for meals, transit, and lodging that automatically apply during travel dates.

Instant freeze & reissue

Lost or compromised card? Freeze it and issue a replacement without waiting on a bank's call center.

Policy automation

02

Real-time blocking

A purchase outside policy is declined at checkout — the employee learns why instantly, on their phone.

Configurable approval workflows

Route purchases above a threshold to a manager, finance, or a specific approver chain automatically.

Anomaly detection

An unusual amount, a new vendor, or an out-of-hours charge is flagged for review before it's a pattern.

Duplicate charge detection

Two similar charges from the same vendor within days of each other get surfaced before they're paid twice.

Custom policy rules

Write rules in plain language — "no alcohol on the sales team card" — and Westfield enforces them at swipe.

Multi-entity & multi-currency

Run separate policies and budgets across subsidiaries and currencies from a single account.

Receipts, reconciliation & reporting

03

Automatic receipt matching

A photo of a receipt is matched to its transaction automatically — no manual reconciliation required.

Accounting sync

Approved charges post to your general ledger with the correct category, already coded and tagged.

Live budget dashboards

See remaining budget by department or category the moment a transaction clears, not at month-end.

Exportable audit trail

Every decision — approved, blocked, flagged — is logged with the policy rule that triggered it.

Mobile app for approvals

Approve, decline, or ask a question about a flagged purchase from a phone, in under ten seconds.

Tax & VAT breakdown

Reclaimable VAT and tax categories are separated automatically for finance and audit reporting.

See these features run against your own budgets.

We'll walk through a live demo using your team size, categories, and current approval flow.

Request a demo